6 things we do differently — on purpose.
No. 01
We read your last EOB first.
Most brokers recommend plans after a five-minute call and a quote engine. We start with what your current coverage actually paid, denied, and cost you. The right plan reveals itself when you start there.
No. 03
We fight your claims when they get denied.
Roughly one in eight claims gets denied on first pass. Most clients give up — the appeals process is intentionally exhausting. We handle the appeal. We work the carrier relationships. We support you throughout the entire process.
No. 05
We refuse the easy sale.
When sticking with your current plan is right, we say so. When term is the answer and not whole life, we recommend term. When the Marketplace beats the private alternative, we tell you. Our job is to advise — not to sell.
Not every brokerage puts clients first. We can only tell you the specific things we actually do — and how M+I Wellness Agency clients can benefit from us.
No. 02
We verify your doctors against the plan.
"In-network" is one of the most frequently incorrect labels in American healthcare. Before we recommend anything, we confirm your specific providers and prescriptions are actually covered.
No. 04
We call you in May to ask how it's going.
Six months after enrollment, every M+I Wellness Agency client gets a call from the advisor who placed them. Not marketing. Not an upsell. If something isn't working, there's still time to fix it.
No. 06
We're real people.
We were founded on the principal of providing the best products and customer service to our clients. That’s how we do business and that’s our promise to you.